Thursday, 23 April 2020

Top Best Players From Each Group In The World Cup So Far



The 2018 FIFA World Cup is warming up every day. The hosts greeted us with a 5-0 win against Saudi Arabia, but nothing else is going as planned. Argentina faced Iceland, Brazil were only 1-1 behind Switzerland and Germany lost to Mexico. It turns out to be the crazy confrontation we were waiting for. Today, as we wait for England, Belgium and Senegal to come out on the field in the last two groups, let's see who has caught our attention so far.

5. Aleksandar Kolarov - Serbia


Serbia beat Costa Rica 1-0 thanks to a superb free kick from captain Aleksandar Kolarov. It was a perfect day for the Eastern European nation because they know that Brazil and Switzerland will not walk in the park. It worked for them too because the other two attracted 1-1. The strike is there with the best of the tournament so far.




4. Hirving Lozano - Mexico


The champions defending the World Cup in Germany were surprised by Mexico in their first game Sunday. The Central Americans threatened the Europeans in the first minute but could not take advantage. However, the story changed in the 35th minute when Javier Hernández gave Hirving Lozano a perfect pass to finish. The second half was the German attack, but they could not find the way. Now they have joined France (2002), Italy (2010) and Spain (2014) in the list of defending champions who lost their first matches in the next tournament.


3. Cheryshev and Golovin - Russia



Russia opened the 2018 World Cup with a convincing 5-0 win over Saudi Arabia on Thursday (June 14th) at Iconic Luzhniki Stadium. It was a dream start for the host country, especially after a bad set of results in all friendly matches before the tournament. Dennis Cheryshev scored twice, but the Man of the Match crown went to Aleksandr Golovin, who helped with two goals and scored the fifth ....


2. Diego Costa - Spain




Spain has suffered from the retirement of their best striker David Silva and Raul. Fernando Torres has not been in shape for a few years, making it difficult to choose for the national team. Alvaro Morata has shown he is capable of leading the line but has an average season with Chelsea.This means that Celta Vigo ahead of Iago Aspas and Atlético de Madrid striker Diego Costa is the only choice ahead. History has changed completely at this moment because La Roja fans no longer have to worry. Costaova's perfect double match against Portugal means that they can rely on them to achieve their goals, even if the team does not play well.








1. Cristiano Ronaldo - Portugal


The most important topic of the 2018 FIFA World Cup debate at this time is Cristiano Ronaldo's hat-trick against Spain. A player five times a year finally announced his arrival at the biggest football scene of all. The Portuguese advanced to get a penalty when Nacho crashed early in the game. But De Gea then allowed him to reach the last two minutes before the break after a rare mistake.The Spaniards worked when they left after a break. Diego Costa scored his second and Nacho Cree was too hot for Patricia. However, CR7 was in hat-trick and that's enough motivation. Gerger Piqué hit the court ball. He prepared it as usual and split it in the top corner away from the reach of the goalkeeper. No matter what happened here, you've already won hearts and minds in Russia.

Friday, 19 October 2018

Choosing A House Plan For Your Dream Home

First things first, when choosing a house plan you must first find the land that you will be building on. Not all designs will look right or even fit on certain lots, so in order to insure that your dream home will be a good fit for your lot, you must first purchase the land on which you will be building.
When purchasing the lot, you have several things to consider.


Location – As the real estate agents say – “location, location, location”. Whenever you are dealing with Real Estate, the location is a very important factor in deciding for or against a particular lot. You will of course want a lot that is within a reasonable distance from your place of business. If you have children or plan to, you will want to research the schools as well.

Also, you will want to make sure that the land that you are investing in is going to rise in value. Investing in land in an area with upward growth potential is a great way to insure the value of your property will rise.

Budget – Your lot must fit within the budget you have set for yourself. You must also take into consideration whether you are purchasing “raw land” or whether the lot has already been prepped for building. A piece of property can initially seem like a bargain until you later find out that allot needs to be done before you an get a permit to build.

Community – You want to choose a community that has zoning laws that allow you to build the type of home you are planning on. Some communities have home owners associations that may need to first approve any improvements you want to make on your land. If this will bother you, you nay want to seek out a lot that is not under the jurisdiction of such associations.

Once you have purchased the land that you plan to build on, you are ready to select a house plan for your dream home. If you are looking to purchase a pre-made home plan, you may have to make some small compromises as your ideas may not fit into what is available. Another alternative is to purchase a pre-made house plan and later have it modified to suit your particular needs and tastes by a architect. Do know that this will not be without a rather sizable expense, however it may still be more cost effective than if you were to have a plan built from scratch.

When choosing a house plan, you will want to keep in mind several key points…

1. Your Families Needs – If you have children, you will have additional considerations than singes or retired people. You will need to know how many bedrooms and bathrooms your family requires. Do you need a playroom for your children? Do you or your partner need a home office room? Now is the time to think towards the future and the upcoming needs of your family. When in doubt, build bigger. Nothing could be worse than building the home of your dreams only to find ten years later that it no longer is suitable for your growing family. Talk with your partner and decide now what your family needs may be and plan accordingly.

2. Building Code – As with anything, you can expect to face a significant amount of red tape as you plan to build your dream home. You need to talk with your contractor and make sure that the house plan that you choose will not conflict with your local zoning laws and home owners association rules and regulations.

3. Budget – You should know by now how much house you can afford. Don’t sway from the initial budget that you have set for yourself. There is a wide selection of unique and architecturally stunning house plans within every size range.

4. Style – You probably already have in mind the style of home that you want. If not, browse thru some pre made house plans to get an idea of what type of style you and your partner like the best. Try to picture the different styles on your lot. Does it look like a good fit?

As you can see, choosing a house plan for your dream home is a fun, but serious matter. Try to plan ahead at all times and think towards the future. It takes allot of work before you even break ground, but in the end it will all pay off when you are left with your own dream home.

Tips To Follow Before Buying Used Cars

If you planed to buy an used car, it is important not only to find the car you like but you may also need to take some precautions like checking the car history, taking a test drive, knowing its book value or taking an extended warranty. Lets have more insight on buying used cars tips below:


1. Check the car’s history
An essential factor when car browsing is to learn the car’s history. This entails finding a reliable source as to whether the automobile has ever been flooded or involved in an automobile accident. Before agreeing to buy used cars, consumers may obtain a CarFax report at www.carfax.com or by requesting that their local dealer provide a copy. There is a minimal fee involved in acquiring the report, but the findings are invaluable. For instance, the number of owners and the title status are both included in a CarFax report.

2. Take a drive test
Generally, used cars buyers will be permitted to take a test drive and also may think about requesting permission to take the automobile to a trusted mechanic for an additional inspection. The best way to confirm that the automobile is in the condition as stated is to take it to a mechanic, who can properly inspect used cars and locate any underlying problems. Even if most used cars are exactly as stated, when auto safety and any amount of money is involved, there is no room for error in judgment.

4. Know the car value
Before buying any used car, it is important to be familiar with the value of the vehicle. One way to determine an accurate value is through the use of Kelly Blue Book (www.kbb.com) and their extensive pricing system. By entering specific information about an automobile, consumers will receive instant value estimates online. In order to get an accurate value, consumers must know the make and model of the automobile, current mileage, additional features and overall condition.

5. Ask for an extended warranty
It may also be possible to purchase an extended warranty when you buy an used car. Because the original warranty has already expired on most previously owned vehicles, this option is available for the consumer who wants to make sure their purchase is covered. It is important to realize that the warranty is not automatically included in the sticker.

In fact, the consumer should ask the dealer specifically about purchasing an extended warranty. More often than not, an extended warranty can be added into the total cost and may even be included in the financing.

Hidden Secrets To Successful Blogging

Blogs have become very successful and popular lately, and SEO consultants say that they can be very profitable if they are managed and marketed the right way, following the secrets to successful blogging. Generating profits from a blog doesn’t require selling anything. Profits can be from ad placements, banners, or contextual advertising. The best blogs draw the attention of a large audience and keep them coming back for more.


There are many types of blogs available. The most common types are:

– Professional blogs: These blogs are focused on discussions about professions , job aspects, and career building
– Personal blogs: These blogs take the form of an online diary and contain thoughts, poems, experiences, and other personal matters
– Topical blogs: These blogs focus on a certain topic or niche, discussing specific aspects of the chosen subject
– Business blogs: As its name suggests, these are discussions about business and/or stock market
Other types of blogs include but are not limited to science blogs, cultural blogs, educational blogs, and photo blogs.

Part of the secrets to successful blogging that attracts a lot of visitors and keep them coming back is that, you need to follow some simple rules. Here are some tips from SEO consultants:

Before you begin blogging, carefully consider the
secrets to successful blogging, Such as, what you are going to write about in your blog as there are lots of interesting topics out there, waiting to be discussed. You can find them in everyday life, in the media, in the news – anything that attracts attention and a loyal following is good. You can look for blog subjects in many places, the most important being the Internet of course.

Another secret to successful blogging is putting quality content on your blog. If you have quality content people like to read, they will return to your blog and tell other people about it as well. Posting articles containing useful information on your blog is very beneficial for attracting more traffic. Make sure you add your URL address below your posted article! If other web site owners find your articles useful and decide to include them within the content of their web pages, the added link will contribute to increasing your popularity every time it is hyperlinked.

Update the blog on a regular basis. If you don’t do this, visitors will not return and they will move on to reading another blog that is updated more often. You should try to update your blog daily. Many newcomers have blogging fear, fearing their inability to update it daily. If your blog is interesting enough, offer your readers the ability to keep it updated by posting their own personal thoughts and share stories so you won’t have to do all the updating work yourself. This is another secret to successful blogging.

Listen to what your readers have to say. Always pay attention to the readers’ suggestions and try to find out what people were actually searching for when they found your blog. Try to focus on that theme and even consider developing it by encouraging the visitors to discuss new aspects of that particular theme.

Keep it short and concise – You don’t need material that takes hours to read, people usually like to quickly skim a blog for quick tidbits of useful information and if you post materials that are difficult or take a long time to read, you will most likely drive them away.

You can also include some artistic work or pictures in the blog, to make it more visually appealing. Blog picture managers such as Picasa are freely available on the Internet to accomplish this.
If your blog has interesting, original content, bloggers might decide to add links to it on their websites and comment on your suggested topic. By gaining back-links to your blog from other websites, your website will place higher in search engine queries, thus boosting your link popularity. This is also one of the most important secrets to successful blogging.

Announce the launch of any new blog with press releases. Free publicity through press releases is powerful tools for increasing incoming traffic. Search engines love press releases and it gives them a good reason to spider and to index your site quickly.

Include free downloadable viral reports on your blog to turbo-charge visitor traffic and build a subscriber/viewer base quickly.

In order to simplify the creating and updating process of a blog, take advantage of the many blogging tools and software readily available, a number of them are free. Blogging software such as WordPress or Movable Type helps you update a blog easily. There are even free blog generators such as Blogger which allow you to host your content on Google’s servers without having to install any software or obtain a domain and host content.

Offer to inform readers of your blog with free email management services like Feedblitz (if you don’t have an email list management solution) in addition to offering RSS feeds for subscription. Readers and visitors can be kept updated with any new information being added to your blog without having to check the site constantly.

Utilize blog and ping to get sites indexed quickly by the search engines. By notifying popular ping servers monitored by blog search services such as Google Blog Search, you attract search engine spiders to a blog. A blog can automatically be set up to ping certain websites. An easy method of doing this is by adding the Pingomatic service to the sites to ping in the blog software which pings many popular ping servers at once.

Finally, remember to submit to popular, high-quality blog directories such as Feedster, Technorati, Blogstreet, and Best of the Web Blog Directory to boost your web traffic and link popularity!

If you respect these secrets to successful blogging you will most likely have a successful blog, and you will be rewarded in the process. Ask an SEO consultant for further information and assistance if you are stuck for ideas to promote your new blog.

How To Find The Best Online Travel Websites

Are you interested in planning a trip in the near future? If you are and if your trip will require airline reservations, you may want to check out the best online travel websites. Online travel websites are a great way to quickly make travel arrangements, as well as a convenient way to compare prices.

One of the most commonly asked questions, concerning online travel websites, is which website is the best online travel websites. Before focusing on ways that you can find reputable, reliable, and trustworthy online travel websites to do business with, it is first important to know what to look for.

For starters, you will want to look for great rates. the best online travel websites are designed in a way that you should save money, so never pay more than what you need to.

You will also want to look for online travel websites that partner with most major airlines. When you search for flights on the best travel websites, you should be present with a number of different options. In addition to different times, dates, and layovers, you should also be present with flight quotes from different airlines. This is likely to improve your chances of truly finding the best deal.

Depending on your travel needs, you may also want to search for the best online travel websites that offer vacation packages. For example, are you looking to book a flight to California, rent a car, and stay at a California hotel? If you are, you should be able to find a vacation package that fits your needs. Vacation packages are a nice way to make travel arrangements, as you may be able to save both time and money.

Ease of use is also important when looking for the best online travel websites to do business with. When making important travel arrangements, like airline reservations, you do not want to be confused. For that reason, all travel websites that you use should be easy to navigate and understand. Hard to navigate websites can result in you making errors with your travel arrangements or you may even miss out on the best deals.

The above-mentioned features are all features that you will want to look for in the best online travel websites. As for finding the best online travel websites, like ones with good reputations, you have a number of different options, starting with yourself. You can easily test out a number of online travel websites to see what they have available. These websites can be found with a standard internet search. Remember low rates and ease of use. Be cautious of any websites that are difficult to navigate and watch out for fares that seem higher than normal.

You can also learn more about the best online travel websites to do business with by asking those that you know for recommendations. Over the past few years, online travel websites have increased in popularity and many people use them. Ask any friends, family members, neighbors, or coworkers in passing if they have ever used an online travel website to book a vacation before. If they have, which one did they use and would they recommend it to others? This approach is nice, as it requires little research on your part.

You can also use the internet to research online travel websites to find the best ones. You can do this by performing a standard internet search, with a phrase like “best travel websites.” You may find business articles where the top online travel websites are listed. You may also be connected to online message boards where travel options, including online travel websites, are being discussed. This is a great way to get ratings and reviews.

The above-mentioned approaches are all great ways to go about learning more about the best online travel websites. Doing so can help to ensure that you are doing business with an online travel website that will provide you with the best deals, as well as the best quality of service.

What To Know About The Review Of Apple IPhone

Perhaps the most important device of the 21st century, the iPhone, by Apple Inc., delivers both form and function in one small package. After years of rumors and speculation, the phone is now earning Apple and AT&T some serious cash and giving users, or fan-boys as they are sometimes called, eternal gadget bliss. despite some review of the apple iphone some customers, however, aren’t so pleased.


The iPhone, touted sometimes as “Jesus Phone,” is still as prolific as its debut 4 months ago. It has been hacked, unlocked, and now patched. The applications are limitless. The biggest complaints following a review of the apple iphone are:

1. AT&T – Once you buy it, you’re trapped with AT&T as the sole carrier of the iPhone.
2. No MMS support – What phone, in this day and age, doesn’t include the popular MMS protocol to send images to other phones? Answer: The iPhone.
3. Price Tag – “OMFG” Can you justify spending $600 for the iPhone? After a few short months, the iPhone’s price tag drops to $399. Ouch, early adopters.

Each application of the review of the apple iphone is amazing. You simply can’t compare it to other phones on the market, though a lot of people try. The phone itself isn’t bad. Everything is touch-screen, so it takes a little getting used to, but the five modes within the phone feature work flawless. You have your favorite contacts, recent calls, contact list, the key pad to dial numbers, and visual voicemail. It’s a new way to make and receive calls. The phone even gives you as much Caller ID information as possible from numbers not listed in your contacts.

Having mail is important to a lot of people. With the iPhone, you have a real email client, similar to a Blackberry or other smart phone device. What’s different is the fact that it actually looks like an email client on your MacBook. PC users might not understand this point, but the simplicity of the Mail program is perfect for emailing “on-the-go.” Buyer beware though, the email program does have to use the painfully slow AT&T Edge network. This means if you’re loading a lot of messages, be prepared to wait minutes to download all of your messages. Web applications like G-mail are also frustrating because every email sent from the phone must also be retrieved after sending. Your best bet is to IMAP an email address.

Having the Internet at your fingertips is probably what makes the iPhone the most advanced mobile device ever. The power of having a Safari web browser is amazing, but the problem with Safari it’s slower and less powerful than its big brother counter parts, Internet Explorer and Firefox. Also, currently you can’t run Java or Flash yet, which makes it impressive visually, but as watered down as other mobile browsers in terms of functionality.
The built-in iPod is what you’d expect from Apple’s iPhone. It’s simple and easy to navigate. There is cover flow view which lets you flip through cover art to find the album you want to listen to, and a segregated video play list which lets you watch movies on the run.

“Third party apps” are a great thing on the iPhone. These web applications bring extra functionality to an already amazing device. At first, there were few, but as time passed, and as popularity grew, the iPhone became a booming business for third party web apps. The downside, they’re web apps.

The real power behind the iPhone is the unlockable features. You can unlock, hack, and crack your iPhone to add real 3rd party applications. Buyer beware, any form of modification will definitely void any warranty on the iPhone. Some users have “bricked” their iPhones by unlocking the phone for use with other carriers as well. Obviously these procedures are highly risky and should not be attempted by anyone unless their willing to blow their $400 dollars on a slim paper weight. Some of the 3rd party applications allow you to customize your iPhone with different graphics and icons. Some allow you to record voice notes and triangulate your position using wi-fi and cellular tower signals. Needless to say there are many benefits to hacking your phone.

Folllowing a recent review of the apple iphone many customers have complained that Apple has gone too far in protecting their iPhone from the wrong hands and some iPhones have been permanently disabled due to illegal unlocking of the phone. Those who had the knowledge and sense to repair the lock were able to avoid this iPhone “brick” and remaining in wonderful gadget bliss.

Apple recently announced legal 3rd party applications in the coming months, with a development kit in February 2008. This time next year, expect to find open source applications, costly iPhone software and possible downloadable games.
The iPhone lives up to its hype, but could do more to please the masses. Those looking for a new, fun smart phone, look to iPhone in the coming months as prices drop and software becomes readily available. Only the die-hard fans should invest in the iPhone as it is now.

The Future Is Another Country

The future is another country, It’s grey and chilly. Throngs of thirty and forty-somethings lumber through the drizzle to an agricultural hall outside Coventry. I pay the £11 entrance fee and once through the door everything changes. Sunny optimism illumines the interior. Maple-leaf flags hang like bunting while red, white and blue balloons jostle for attention with inflatable kangaroos and surfboards. This is Emigrate, the largest migration exhibition in Britain, at which financial advisers, estate agents and lawyers from more than 60 organizations offer advice to 7,000 visitors on how to gain entry to new lands of opportunity.


I join the queue of visitors who are eager to discover how to clinch the golden ticket: an Australian visa. We take our seats and the game-show begins. On the stage, a smiling Australian migration lawyer talks up the price of a one-way ticket to the land of surf, sun, and beer. The future is another country “Once you get a visa you can sit on the beach for the rest of your life. You don’t need to work if you don’t want to.”

At Emigrate, points win prizes. Later in the day, at stalls dotted around the fair, there are talks on how to gain the differing number of points required for entry by Australia, New Zealand and Canada. The future is another country. Each country has its own list of desired skills and professions and the fair’s walls are pasted with posters cataloging each nation’s sought-after occupations. Are you a bee-keeper? A civil servant? Welcome to New Zealand. Hairdresser? Last year Australia was desperate for you.

Now, after admitting large numbers of Chinese and Indian scissor-hands, hairdressers are no longer required. Qualification for permanent residence can be a lottery but there are some certainties. All countries allocate more points for youth, English-language fluency and education. And if you are an entrepreneur with thousands to invest in your new country, Australia, New Zealand and America all want you.

The victim says confidently that he is an engineer, aware Australia is desperate for them. “Do you have a BSc in engineering?” the presenter asks. “No. I switched careers later and took an MSc in engineering,” he replies. It is not enough. The BSc would have given him the necessary points but the MSc counts for less.

The volunteer’s face falls. The presenter looks vindicated: “My main message is: don’t assume you will manage to get 120 points,” he says.
Registering the wavering mood in the audience, he attempts to gee them up: “It’s worth going through the hurdles or else you’ll be stuck on the M1 thinking, ‘what am I doing here?’ Australia is the best place to be. Once you’ve made a decision to come, just do it.”

To keep wannabe migrants’ eyes fixed on the prize, we are introduced by video link-ups to Brits who have leaped through the migration hoops to settle in new countries. The future is another country at one talk, entitled “Chat with Brits in Canada”, were presented to Maxine, a migratory role model who moved from London to Ontario two years ago: “She got a whopping 79 points! She only needed 67 to qualify!”. Canada’s craving for her postgraduate social work qualifications ratcheted up her score.

It’s a gold rush for the emigration industry because most people thinks the future is another country. The Office for National Statistics’ figures show more British citizens left the UK in 2006 – 207,000 – than in any year since records began in 1991: 49,000 for new lives in Australia, 71,000 upped sticks for EU countries, mainly Spain and France, and 16,000 to the US.

More and more people hanker to move abroad. A 2006 BBC survey found that 13 percent of 1,000 people asked were planning to emigrate in the near future, twice the number who wanted to leave when the same question was asked three years before.

Yet the British press and politicians have been so mesmerized by the rising number of non-British nationals arriving – which the ONS recently showed had swelled to 510,000 immigrants in 2006, double the number a decade ago – that the British exodus has been ignored.

Of course, emigrating Brits are nothing new. At the height of its imperial power in the 19th century, Britain experienced mass migration not only to colonies and dominions such as India, Australia, New Zealand, Canada and South Africa but also to countries with colonial connections, such as the US.
Professor Tim Hatton, a labour market economist from Essex University, estimates the annual emigration rate in the years before the first world war at around 5.3 UK citizens out of every 1,000, though this included a disproportionately high share of Irish emigrants when Ireland was part of the UK.

Even today, according to Jim Hammerton, emeritus professor at Melbourne’s La Trobe University, who has written extensively on the history of migration, Brits are cashing in on the “colonial dividend”, empire having established “common language and family ties to countries”.

A couple at the Emigrate fair support Professor Hammerton’s observation. The woman, in her late 30s, pacifying her toddler with an apple, tells me her parents came to Britain from India in the 1960s, and her husband had lived in Australia as a child for 10 years before they met: “I know it’s possible to uproot a family and be happy.”

Brits are departing their home country in greater numbers than the French or Americans.
The Institute for Public Policy Research estimated that 5.5m British nationals, or just over 9 percent of the UK population, were living overseas permanently in 2006. It dwarfs the number of French living overseas, which is only about 1.2m, according to the Organisation for Economic Co-operation and Development.

Yet even the French eclipse the Americans: the OECD finds 1.2m US-born citizens, out of a population of 300m, live overseas, making the US diaspora proportionally much smaller than the French or British.

While the legacy of empire has provided Brits with some choice destinations, this alone can’t explain the difference. Dhananjayan Sriskandarajah, IPPR’s director of research strategy, suggests the British are more outward-facing than other nationalities: “Brits care about international issues – it’s in British newspapers. Whereas American and French societies are more insular.” This, he says, helps explain why Britain has, in relative terms, one of the largest diasporas in the world.

If Brits, as Sriskandarajah says, do have a wider view of the world, then cheap travel and improved communications make abroad not as foreign as it used to be and emigrating less daunting.

In fact, for many middle-class families across the world, living abroad is a rite of passage, whether it is gap-year students digging wells in African villages, high-flyers studying for MBAs or investment bankers accepting foreign postings.

Dr Sam Scott, a lecturer in social geography at Liverpool University who has researched European migration, suggests the experience of foreign living and culture is a social aspiration and maybe a way some families give themselves a mark of cultural sophistication. He says: “People’s social and cultural experiences abroad are used as a form of class ‘capital’. It’s about how you change as a person and the networks you enter that set you out as different.”

The pursuit of this badge of distinction (The future is another country) increases the likelihood of accidental migration, which takes place when the intention to return home is re-routed by, say, romance. Prof Hammerton suggests growing numbers of accidental migrants are making redundant the distinction of permanent migrants and short-term expats living overseas on a work posting.

How, for example, to define Ian Corfield? He is a 35-year-old chief executive of Bank West’s retail division, who moved with his wife and two young children from central London to Perth after HBOS, which owns Bank West, offered him the post. “We always wanted to live and work abroad. We weren’t sick of Britain; we just wanted to experience a different environment and culture,” he says.

For the moment they’re keeping their London house but think they might sell up and make Australia their permanent home, thereby blurring the demarcation between expat and migrant.
I ask Paul Beasley, editor of Emigrate, a magazine offering migration news, and advice, why so many Britons want to leave. He says unemployment is not an issue but taxes and house prices motivate people to up sticks. “The property market is a big factor; they want their children to be able to get a foot on the property ladder. There is a dream, buoyed by the strong pound, that people can buy their houses outright abroad and have a nest egg.”

Indeed, everyone I speak to at the fair raises the issue. At one stand, I ask what I could buy if I sold my one-bed London flat. “You could get a 3,000 square feet, four-bedroom house on an acre of land and three-car garage – a mini-mansion if you moved to Saskatoon,” the Canadian consultant enthuses proudly.

Foreign homes allow us to experiment with migration. A survey by Barclays bank showed that 35 percent of people buying a holiday home planned to relocate or retire there. David Bloor, a 49-year-old maths teacher from East Yorkshire, says that buying a property in Turkey has given him a taste for living abroad and now he hopes to settle farther away. Some commentators dub the fashion for buying overseas homes “pre-emigrating”.

Professionals on overseas postings and Brits in possession of foreign properties are making British migration more middle class than it used to be, according to Prof Hammerton. He says traditional “migrations of austerity”, when people felt driven out of Britain by hardship, notably in the postwar years and high unemployment in the 1980s, have given way to “migrations of prosperity” as people quit a Britain that is relatively affluent with high employment.

Prof Hammerton also says that migrants are both more wealthy and skilled than was the case in the 1950s. In part this reflects the fact that the middle class is bigger than it used to be and that tougher immigration policies in settler countries weed out lesser-skilled potential migrants, consigning the “Ten Pound Poms”, British migrants who received financial assistance from the Australian government, to the history books.

However, if some Brits are migrating by accident after relaxing in their Provence holiday home or putting down family or work roots abroad, most people I meet at the Emigrate fair just want to leave Britain. There is something rather melancholy in visiting a fair with hundreds of people who want to leave the country.

Some of the would-be emigrants say they are fed up with Britain’s “uncontrolled immigration”.
The Elstons, a couple in their 30s from Nottingham, have been thinking of moving to Australia for the past 18 months. At first it was Canada, but then they changed their minds. “Canada and Australia are very different,” I suggest. They shrug their shoulders. “It’s more than we want to leave this country than go to another country. I pay too much tax. There are too many foreigners coming to this country due to EU restrictions being lifted,” Mr Elston explains. I ask him if he doesn’t see the irony that he will be an immigrant in Australia – the kind of person he is complaining about. He shakes his head: “I prefer other countries’ immigration policies. They’re controlled.”

According to Paul Beasley, Gordon Brown’s decision not to call an election until 2009 might exacerbate the exodus, not because of the prime minister himself, but because “when a political party has been in power for a number of years, people start to become disillusioned; they begin to feel that politics is a dead game”.

But talk around the fair isn’t just of policy and property. People at Emigrate speak of their motives for migration in therapeutic and emotional language. They want “space to breathe” to “get away from stress”.

Beasley sums it up: “People just feel that life in Britain is becoming more stressful, more difficult. They believe the future is another country, that moving overseas will balance their lives and they will have much less stress.”

I talk to Paul, a 43-year-old graphic designer who is planning to move to Australia with his wife and four children: “We want a better quality of life. I don’t like Britain. My spare time is pressured. You live for your holiday. I want to be in an environment where the lifestyle is slowed down athe nd you can take advantage of the time to be with your family.”

Paul’s remarks appear to confirm Prof Hammerton’s verdict that the “migration of prosperity” has replaced the “migration of austerity”. The aspiration for a better quality of life these days need not be a hankering for increased riches but a reaction against the perceived stress of modern life.

Stress has become a “virulent epidemic” in British society, according to David Wainwright and Michael Calnan, authors of a study entitled Work Stress, published in 2002. The idea of being “stressed out” grips the nation. It radically alters how people look at work and the world around them. Work in pressurized Britain seems undesirable, and countries that appear to offer a more relaxed lifestyle are attractive.

Some people I met at the fair lusted for adventure but most were fed up and desperate for sunnier climes and eager to escape the stresses of life in Britain. So much unhappiness made me desperate to get away and I plonked myself in a mini-cab. It wasn’t just me that felt infected by the visitors’ discontent. “Everyone’s been so miserable,” my cab driver remarked. “I’ll tell you what, we’re better off without that whingeing lot. Give me the immigrants any day

To Blog Or Not To Blog: The Ups And Downs Of Blogging

Whenever the subject of the phenomenon ups and downs of blogging is raised, most people immediately think associated it with an online diary or weblog. The term weblog refers to key words. First is web from the World Wide Web and log, as in keeping a log. Even though it’s not that difficult to pronounce it was eventually still shortened to just “blog”.

From the time that the first ‘blogs’ made its appearance in 1994, the act of recording thoughts and experiences online spread like fire all across the globe. Today, it has become an Internet sensation considering the ups and downs of blogging.

Actually most people are unaware that there’s much ups and downs of blogging than what we usually see online, where individuals simply write down their daily routine in a diary-like way.

Blogging is now seen as a viable way to spread information and more and more professionals are getting in on the act to report on areas that interest them. It has now expanded so much that a blog can be made into practically just about anything you want it to be.

However, not everyone is enthusiastically jumping in the blogging bandwagon. There are still those remaining few who are still taking their own sweet time making the decision whether to blog or not to blog. So, what are the reasons why they are not blogging?

There are several reasons but most simply do not realize the huge the benefits of blogging. All they see is the downside like the monetary and time costs involved. Another reason is that they are intimidated with the technical side of blogging.

1. Benefits of blogging:
Also, most articles found on the net only talks about how great blogging is, without telling you why or showing you how. Or we tell you how to get the best results with your blog, but don’t tell you where to start. So here are some basic facts you might be interested in.

If you have envisioned your site going from getting 10 hits a month to getting a couple of dozen visitors a day from search engines, well blogging can make that possible if you do it right. The structure of a blog, and the fact that most of them automatically generate content feeds, also make them the best food for your friendly neighborhood search engine spider.

Now, if you wish for your visitors to keep coming back to your site over and over again until they finally make a purchase, then you might want to try your hand at blogging. An informative blog that engages your audience will cut down the sales cycle, It also creates a courtship period. Blogs make it possible for your visitors to subscribe to your thoughts, see if they like you and even get to know more about you.

Keep in mind that people usually buy from the people that they like. So if your visitors do not feel like they are getting a personality vibe from you, they are often less likely to buy. Vibe means buy, so keep that in mind. Furthermore, remember that blogs make it easy for you to vibe.

Another benefit you can gain from blogging is that you can create new targeted search engine pages for your site without the need to hand-code a new page, or fire up your HTML editor every time. All you need to do is simply log in to your blog admin panel, type your thoughts, proofread, and press publish. Voila! You have a blog!

Blogging can also help you with free one-way links back to your site that contains your lucrative keywords. So, even if your SEO efforts all went down the drain, or been the unsuspecting victim of an algorithm change, as long as you aren’t banned by a search engine, blogging can help bring you back into top results. Why you ask? Well, it simply because blogs have a search engine friendly architecture, and can make use of your keywords automatically, without being gratuitous. Blogs are the easiest way to get into a search engine and stay in.

2. Downside to blogging:
Blogging can be hard and expensive. This may be true enough, particularly if you’re busy, or have a medium sized to large business. In which you may have to hire one of the few consultants that works on these types of issues. Unfortunately, it means expenses.

But there is a way you can get away with that, if you’re a small business owner or a home-based business with an online element then you can get away with firing up a free blog. All you have to pay for is the very affordable custom template if you can’t install one on your own. Most blog consultants will do all the keyword research, etc for you, so that all you’ll have to do is log in and blog.
Many of the most common blog software systems are free or inexpensive, especially when weighed against the cost of only using paid methods to attract visitors.

Another reason why people do not have blogs is because they are under the impression that it will not work due to the ups and downs of blogging unless they are a competent writer. This is a fallacy. With blogging you can easily get away with just a few simple paragraphs. There is no need for you to write in professional manner or use industry jargon. By nature, blogging is done in a casual, conversational tone. Otherwise, it loses its spontaneity that is its trademark.

Moreover your blog posts do not have to be long article-type entries like either. Keep in mind that some of the articles you often find in a blog are done by an avid writer. Your audience will be thrilled with a few paragraphs every day, as long as they’re informative, consistent and understandable.

So why not take that plunge? Start blogging today and see for yourself. As for those who tried just once and immediately gave up, give it another shot. Remember that the positive out weighs the negative. Think of all the good things you’re missing. Start blogging now!

Insurance, All The Basics You Need To Know

Insurance is a means of providing protection against financial loss in a great variety of situations. It is a contract in which one party agrees to pay for another party’s financial loss resulting from a specified event. Below are the basics of Insurance.

Insurance works on the principal of sharing losses. If you wish to be insured, against any type of loss, agree to make regular payments, called premiums, to an insurance company. In return, the company gives you a contract, the insurance policy. The company promises to pay a certain sum of money for the type of loss stated in the policy.

History
Insurance is thousands of years old. The Code of Hammurabi, a collection of Babylonian laws of 1700BC, is believed to be the first form of credit insurance. A borrower did not have to repay a loan if personal misfortune made it impossible to do so. Insurance as we know it today can be traced to the Great Fire of London in 1666, which devoured 13,200 houses. In the aftermath of this disaster, Nicholas Barbon opened an office to insure buildings.

Types of Insurance
Insurance generally covers situations involving pure risk – that is, situations in which only losses can occur. Such situations include fire, floods and accidents. People also buy insurance to cover unusual types of financial losses like, a dancer might insure her legs against injury. There are mainly three types of insurance policies sold:

1. Life Insurance
A life insurance policy provides that the insurance company will pay a certain amount when the person dies. This may be paid in a lump sum or in installments to the beneficiary [people named by the policyholder to receive the death benefit]. Some types of life insurance policies also enable policyholders to save money. Such policies have a cash value. A policyholder may borrow money against the cash value or surrender the policy for its cash value.

These are savings plans sold by insurance companies to provide a fixed and regular retirement income. If the annuitant [owner of the annuity] dies before receiving the guaranteed number of payments, the insurance company must continue the payments to the beneficiary.

Dividends
Some insurance policies refund part of the premiums in the form of dividends. Such policies are called participating policies. An insurance company pays dividends if the money it collected in premiums exceeds the amount needed to pay benefits and administrative costs. Dividends may also include a share of the profits the company earned on investments made with premium funds. Dividends are most commonly paid on life insurance.

2. Private Health Insurance
Health insurance pays all or part of the cost of hospitalization, surgery, laboratory tests, medicines, and other medical care. The rising cost of medical care has increased the need for adequate health insurance. You could suffer a major financial hardship without such coverage, especially in case of a serious illness or accident.

Annuities
Dental insurance is one of the fastest-growing types of health insurance. It helps pay for a wide variety of dental services.

3. Property & Liability Insurance
Individuals and businesses buy property and liability insurance to protect their assets against financial loss. Property insurance provides direct compensation if a policyholder’s possessions are damaged, destroyed, or lost as a result of perils. Liability insurance protects individuals and businesses against possible financial losses if their actions result in bodily injury to others or in harm to property owned by others.

The main types of individual coverage are:

• Homeowners Insurance
This provides protection against losses from damages to an owner’s home and its contents.
• Automobile Insurance
This is the most widely purchased and most important kinds of insurance. Drivers are legally responsible for any costs arising from accidents they cause. This insurance protects a policyholder against financial losses from accidents.

Financial viability of Insurance Companies
Financial stability and strength of the insurance company should be a major consideration when purchasing an insurance contract. An insurance premium paid currently provides coverage for losses that might arise many years in the future. For that reason, the viability of the insurance carrier is very important. In recent years, a number of insurance companies have become insolvent, leaving their policyholders with no coverage (or coverage only from a government-backed insurance pool with less attractive payouts for losses).

How Insurance Is Sold?
Most insurance companies sell policies through agents. Exclusive agents are employees of an insurance company who sell only that company’s policies. Independent agents sell policies for several companies.
Whatch this video for more insight on insurance and all the basics

Features of Your IPhone

The features of your iPhone are so numerous that to list them all would fill an eBook. Your iPhone includes widgets that help you to keep up to date with things such as the weather, stock reports, and anything else that you might wish to keep your eye on. Everything that you could desire or need to know is right there, available for you to use whenever you need it. It is this ease of use combined with a plethora of features that has made the iPhone so popular.



The iPhone not only is a great phone and camera, but it is also a wonderful way to get rid of boredom. With the Apple iPhone, you take the ability to find out everything that you need right there on your cell phone. The features of your iPhone include accessibility, convenience, and technology, all rolled into one very portable package. It is able to be used by professional and novice users alike. The Apple iPhone is one of the most amazing pieces of technology that is available today. It makes no difference what you are looking for in a cell phone; you will find that the iPhone delivers it fully.

The Apple iPhone is equipped with something called an SMS application, which includes a QWERTY soft keyboard that is highly intelligent. This phone literally has it all – phone, Internet access, games, music, and a built-in digital camera. The iPhone reacts to the gentlest touch to the sensors embedded into the screen’s surface. This allows the user to perform a variety of tasks such as dialing, scrolling, or searching, by using the screen. It does not get any easier.

It is also a breeze to adjust the volume on your iPhone so that you do not disturb the people around you. If you can operate a DVD player then you can use an iPod. The controls are very similar to each other. You can play, stop, rewind and pause, just like on the remotes you are used to. The Apple iPhone has an maple screen of 3.5 inches and this allows you to enjoy anything that you rented or purchased from the form iTunes or downloaded from YouTube.

The iPhone comes with three choices of capacity – 6 GB, 8 GB or 16 GB. A major complaint is that the iPhone lacks any ability to expand the memory. Connecting to the internet is one of the iPhone’s featured abilities, many feel that the search tools need massive improvement in their functionality.

Furthermore users state that the browser has difficulty saving password information. The touch-screen makes scrolling really a breeze. The iPhone lets you adjust the size of the fonts to make reading more enjoyable. It has a magnifying glass feature that lets you zoom in on a single word or section of words. To access the magnifying glass, just tap and hold the screen. Focusing on the area you are editing makes it easier to view your work on this smaller screen. These features of your iPhone make reading and editing email and texts easy.

There are many blogs and forums where you can get expert advice on how to use your iPhone. The iPhone has become a status symbol. This little piece of technology combines form, fashion, and productivity into one device.

With so many features of your iPhone to explore, it could take weeks before you understand its full functionality. Apple has been making computers and peripheral devices for many years now. It is no wonder that they have made the iPhone so versatile and functional.